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Childless not by Choice

Hello there, my name is Civilla Morgan. Are you childless not by choice? Do you know someone who is?

After years of hoping, and waiting, even attempting on two occasions to adopt; I realized I would never have children. It was a difficult time for me, but I decided that I could not be the only woman on this planet trying to figure out how to deal with my situation.

You see, I was not willing to pretend I was OK when I really was not. I wanted children and I was not going to be having any.  I heard all types of comments down through the years from acquaintances and strangers alike. Some meant well, some wanted me to be sure I recognized they had something I would never have.

But through it all, as much as my heart hurt, I also knew there were women worldwide who were going through the same or similar circumstances and feelings. And on top of that, some women are being physically and mentally mistreated.

So I created Childless not by Choice aka 21st Century Hannah. A platform where I speak to and encourage women who are childless not by choice. Check out my episodes, and please tell your friends and family; especially those who are childless not by choice. For details on all things childless not by choice, visit me at 

Thank you!

Jun 13, 2016

Hello everyone! Thanks for stopping by! In this episode, I interview Reshell Smith on the subject of finance for women around the world. We discuss saving for retirement no matter where in the world we live.

In fact, we concentrated quite a bit on saving for retirement especially as entrepreneurs. The spirit of entrepreneurship exists world wide. In many cases that is the only way for many people to earn a living. Not everyone gets to go to work every day for a corporation. Some people make or grow their product, and then sell it to put food on the table.

No matter how we make money, we must think about the future, our future. In this conversation we discuss ways to make our retirement years look less financially scary.

Keeping our finances in order is important, but it is especially important when we are single and or childless. Women tend to have a longer life span than men, another reason we must have a handle on our finances!

Listen in as Reshell advises us how to do that. And see below for her contact information. She can help you make sure your financial house is in order!


Contact information:

Contact Reshell at

She is also on Instagram, Facebook, LinkedIn, Twitter: all @reshellsmith.


My contact information: 

My contact information:

Website: and

Facebook: booksbycivillamorgan

Twitter: @civilla1

Instagram: @civilla1

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